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How to send money from Croatia


After you have settled in, and started your new job there is a big possibility you will want to send or receive money. For this, you will need a trusting and efficient money transfer system that is more affordable than regular banking services. Although there are many options out there Wise is a popular online platform that allows you to send and receive money in different currencies worldwide. In the following steps, I explain how to use Wise to send money from Croatia to any country in the world, including Nepal, Bangladesh, or Chile.

Step 1: Sign Up and Verification

The first step in using Wise is to sign up for an account. You can sign up for an account on their website or by downloading the mobile app on your device. Once you've signed up, you'll need to verify your identity by providing a government-issued ID such as a passport or driver's license. This is a crucial step to ensure that Wise complies with anti-money laundering (AML) and knows your customer (KYC) regulations.

Step 2: Add Your Recipient

After successfully creating and verifying your Wise account, the next step is to add your recipient. To do this, you must provide their name, email address, and bank account details. Wise will verify the recipient's information and notify you when the recipient is ready to receive the funds.

Step 3: Choose Your Transfer Method

Wise offers different transfer methods that allow you to send money to your recipient's bank account or mobile wallet. The transfer methods available depend on the destination country and currency. You can choose between bank transfer, debit card transfer, and mobile wallet transfer.

Step 4: Enter Transfer Details

Once you've selected your transfer method, the next step is to enter your transfer details. This includes the amount you want to transfer, the currency you're sending, and the currency your recipient will receive. Wise will display the exchange rate and any fees that apply. It's important to note that Wise offers a mid-market exchange rate, which is the fairest and most transparent exchange rate available.

Step 5: Review and Confirm Transfer

After entering your transfer details, the next step is to review and confirm your transfer. You'll have the opportunity to review the transfer details, including the exchange rate and fees, before confirming the transfer. If everything looks correct, you can click the "Confirm" button to initiate the transfer.

Step 6: Fund Your Transfer

To complete the transfer, you need to fund it by sending the money to Wise. You can support your transfer using a bank transfer or debit card. If you choose to fund your transfer using a bank transfer, Wise will provide you with their bank details, including the IBAN and BIC codes. It's important to include the reference number provided by Wise to ensure that your transfer is appropriately identified.

Step 7: Wait for the Transfer to Complete

Once you've completed the transfer, you'll receive a notification from Wise when the transfer is complete. The time it takes for the transfer to complete depends on the destination country and currency. However, most transfers are completed within 1-2 business days.


Using Wise for money transfers from Croatia or any other country to a recipient anywhere in the world. I hope by following these steps above, you can transfer money to your recipient's bank account or mobile wallet in a few clicks. With Wise, you'll enjoy a fair and transparent exchange rate, low fees, and fast transfer times. And if you frequently transfer money globally, using Wise is an excellent option that can save you time and money compared to traditional bank transfers.


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